§01
Acceptance of Terms
By accessing or using ALAN Intelligence ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to all terms, do not use the Service. We may update these terms at any time; continued use after changes constitutes acceptance.
§02
Description of Service
ALAN Intelligence is a financial data analysis platform that provides stock market data, financial statements, valuation models, AI-generated research, and screening tools. The Service aggregates data from public sources including the SEC EDGAR database and Yahoo Finance.
§03
NOT Financial Advice
Important disclaimer
ALAN Intelligence is for informational and educational purposes only. Nothing on this platform constitutes financial advice, investment advice, tax advice, legal advice, or a recommendation to buy, sell, or hold any security.
All financial data, AI-generated analyses, valuation models, scores, and ratings are provided "as is" and may contain errors, omissions, or delays. You should always do your own research and consult with a qualified financial advisor before making any investment decisions.
Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal.
§04
AI-Generated Content
Certain features of the Service use artificial intelligence (Claude by Anthropic) to generate research analyses, investment theses, and other content. AI-generated content:
- May contain factual errors or outdated information
- Should not be relied upon as the sole basis for any financial decision
- Does not reflect the opinions of ALAN Intelligence or its operators
- Is generated based on publicly available data and may not account for material non-public information
§05
Data Accuracy
Financial data is sourced from SEC EDGAR filings and Yahoo Finance. While we strive for accuracy, we do not guarantee that any data displayed is complete, accurate, or current. Data may be delayed, contain parsing errors, or reflect preliminary filings that are later amended. Users should verify critical data points against primary sources before making decisions.
§06
User Accounts
You may create an account using Google OAuth. You are responsible for maintaining the security of your account. You must provide accurate information and may not create accounts for fraudulent purposes. We reserve the right to suspend or terminate accounts that violate these terms.
§07
Subscriptions & Payments
ALAN Intelligence offers free and paid subscription tiers. Paid subscriptions are billed monthly through Stripe. By subscribing, you authorize recurring charges to your payment method.
- Billing: Subscriptions renew automatically each month unless canceled.
- Cancellation: You may cancel at any time through the Account page or Stripe billing portal. Access continues until the end of your current billing period.
- Refunds: We offer a full refund within 7 days of your first subscription payment. After 7 days, no refunds are provided for partial billing periods.
- Price changes: We may change subscription prices with 30 days' notice. Existing subscribers keep their current rate until their next renewal after the notice period.
§08
Acceptable Use
You agree not to:
- Scrape, crawl, or programmatically extract data from the Service without written permission
- Redistribute, resell, or republish data obtained from the Service
- Attempt to circumvent usage limits, authentication, or payment requirements
- Use the Service for any unlawful purpose, including market manipulation or insider trading
- Interfere with or disrupt the Service or its infrastructure
- Create multiple free accounts to circumvent tier limitations
§09
Intellectual Property
The Service, including its design, code, branding, and original content, is the property of ALAN Intelligence. Financial data sourced from SEC EDGAR is in the public domain. Data from third-party sources (Yahoo Finance) is used under their respective terms. AI-generated content is provided for your personal use and may not be commercially redistributed without permission.
§10
Limitation of Liability
To the maximum extent permitted by law, ALAN Intelligence and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your use of or inability to use the Service
- Any investment or financial decisions made based on information from the Service
- Errors, inaccuracies, or omissions in data or AI-generated content
- Unauthorized access to or alteration of your data
- Any third-party conduct on the Service
Our total liability for any claim arising from the Service shall not exceed the amount you paid us in the 12 months preceding the claim.
§11
Indemnification
You agree to indemnify and hold harmless ALAN Intelligence and its operators from any claims, damages, losses, or expenses (including legal fees) arising from your use of the Service or violation of these terms.
§12
Third-Party Services
The Service integrates with third-party services including Google (authentication), Stripe (payments), Anthropic Claude (AI analysis), SEC EDGAR (financial data), and Yahoo Finance (market data). Your use of these services is subject to their respective terms of service and privacy policies. We are not responsible for the availability, accuracy, or conduct of third-party services.
§13
Termination
We may terminate or suspend your access to the Service at any time, with or without cause, with or without notice. Upon termination, your right to use the Service ceases immediately. Provisions that by their nature should survive termination (including disclaimers, limitations of liability, and indemnification) shall survive.
§14
Governing Law
These terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes shall be resolved in the state or federal courts located in Delaware.