US large-cap index ETFs
SPY vs SCHX.
SPDR S&P 500 ETF Trust (S&P 500) against Schwab U.S. Large-Cap ETF (Dow Jones U.S. Large-Cap) — fees, long-horizon total returns, holdings overlap, and sector tilt, side by side.
Performance · total returndaily bars · as of 2026-07-16
| SPY | SCHX | SPREAD | |
|---|---|---|---|
| YTD (cumulative) | +10.4% | +10.6% | -0.25 pp |
| 1Y CAGR | +21.3% | +21.2% | +0.15 pp |
| 3Y CAGR | +20.0% | +20.1% | -0.08 pp |
| 5Y CAGR | +13.2% | +12.7% | +0.47 pp |
| 10Y CAGR | +15.1% | +15.1% | +0.01 pp |
| Since inception CAGR | +10.8% | +14.5% | -3.70 pp |
Total return: dividend- and split-adjusted daily closes (distributions reinvested). Spread is SPY minus SCHX. SPY since-inception measured from first available bar January 29, 1993. SCHX since-inception measured from first available bar November 3, 2009. Since-inception spans differ — compare that row with care.
Fund facts
| SPY | SCHX | |
|---|---|---|
| Name | State Street SPDR S&P 500 ETF Trust | Schwab U.S. Large-Cap ETF |
| Category | Large Blend | Large Blend |
| Style | Passive | Passive |
| Expense ratio | 0.0945% | 0.03% |
| Assets (AUM) | $781.2B | $71.6B |
| Dividend yield | 1.01% | 1.03% |
| Avg volume (3-mo) | 52.3M | 13.7M |
| Inception | January 22, 1993 | November 3, 2009 |
| Benchmark proxy | S&P 500 | S&P 500 |
SCHX costs 0.0645 pp less per year — about $6.45 per $10,000 invested.
Holdings overlaptop-25 holdings · coverage SPY 36.3% · SCHX 34.4%
34.4%of portfolio weight overlaps10 shared of top 10
| Shared holding | SPY | SCHX | MIN |
|---|---|---|---|
| NVDANVIDIA Corp | 7.50% | 7.01% | 7.01% |
| AAPLApple Inc | 6.58% | 6.15% | 6.15% |
| MSFTMicrosoft Corp | 4.29% | 4.07% | 4.07% |
| AMZNAmazon.com Inc | 3.61% | 3.49% | 3.49% |
| GOOGLAlphabet Inc Class A | 3.24% | 3.08% | 3.08% |
| AVGOBroadcom Inc | 2.77% |
Sector tilt SPY SCHX
Technology38.5% / 36.7%+1.8pp
Financial Services11.6% / 11.7%-0.2pp
Communication Services9.9% / 9.7%+0.2pp
Consumer Cyclical
More us large-cap index etfs
ALAN GLOBAL INTELLIGENCE · alanglobalintelligence.comdaily bars as of 2026-07-16 · fund facts · issuer-verified · holdings · fund data provider
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For information and research only. Not investment advice. ALAN does not place trades or execute orders. Figures come from the sources shown and can lag the market; verify independently before making decisions. Past performance is not predictive of future results.